Commercial Truck Insurance

Colorado Big Rig Insurance

For over 25 years our commercial truck insurance advisors have helped with the commercial trucking insurance you need to keep your business safe.

Depending on your business, you might need additional truck insurance coverages, including:

• Liability – Pays for damages that you cause to other people and their property. It normally includes Bodily Injury Liability and Property Damage coverages.
• Non-Trucking Liability – Protection for when you're using your vehicle for personal use and not under dispatch.
• Motor Truck General Liability – Pays for injuries or property damage you cause because of business activities not directly related to using your truck.
• Physical Damage – Covers the cost of fixing or replacing your truck if it's involved in an accident or stolen. 
• Trailer Interchange – Physical damage coverage for non-owned trailers being pulled under a trailer interchange agreement.
• Motor Truck Cargo – Coverage for loss or damage to the load you're hauling.
• Medical Payments – this first party coverage can pay medical bills for you and any passengers in your truck in case they are hurt in an accident or auto-related injury.
• Uninsured Motorist – Can pay for injuries and damages to you or your passengers and your vehicle, where available, caused by drivers who either don't have insurance or don't have enough insurance to cover your injuries and damages.

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• Owner operators need special truck insurance products and services whether they're operating under permanent lease to a motor carrier or under their own authority. We understand the difference and can help you choose the best trucking insurance coverages to match your business and protect your livelihood.

• You spend a lot of money on your trucking business, so you want to be sure it's protected. After all, your truck is your livelihood — that's why motor carrier insurance designed specifically for for-hire truckers is so important. Choosing the right motor carrier coverage is the best way to protect your investment and your business.

• As a private carrier, you are responsible for hauling goods in your own truck for your company or employer. If you’re working in oil fields, construction, excavation, manufacturing, or any other private carrier capacity, we have truck insurance solutions for you.

State and Federal motor carrier insurance filings

To operate under your own authority, motor carriers must often meet various financial responsibility regulations based on the weight of vehicles operated and commodities hauled.

We make it easy to obtain motor carrier filings for your required levels of financial responsibility. From the SSRS Form E to MCS-90 filing, we can help. Once you obtain your motor carrier authority, we'll take care of the rest. We'll even file all of the paperwork for you.